All Karmo vehicles are covered by Karmo Care. You can learn more about Karmo Care’s inclusions and exclusions, here.

In the event of an accident or damage to your Karmo vehicle, you will be required to pay the Damage Excess Fee regardless of fault. Your Damage Excess Fee is documented in your Subscription Agreement.

To reduce your Damage Excess Fee, you can choose to add the desired level of Karmo Care on top of your weekly subscription amount from as low as $3.50 per day. By adding Karmo Care to your weekly payments, you are reducing the out-of-pocket amount you may need to pay in the event of damages incurred to your subscription vehicle. There are multiple tiers available, and you can opt into this when starting a subscription.

If you are determined to be at fault in an incident, a Risk Premium Fee of $15.00 added to your recurring weekly subscriptions will be applied for a period of 12 months from the date of the claim. This fee will also be charged to new drivers if they have been in an accident within 12 months of starting a subscription.