All Karmo vehicles are covered by Karmo Care.
If your vehicle is damaged or involved in an accident, the amount you will have to pay is determined by your Damage Excess Fee. You can read more about it here.
Inclusions
Scheduled Servicing
Roadside Assistance
Accident & Collision Cover*
Theft Cover*
Temporary Vehicle Following an Accident*
* Subject to Terms & Conditions and listed ‘Exclusions’.
Exclusions
You are not covered for accidents and collisions and are ineligible for a temporary vehicle if at the time of the incident, the driver of the vehicle was:
Under the influence of drugs or alcohol.
Not listed as an authorised driver.
Not obeying local laws and road signage.
Not legally allowed to drive (including driving without a licence, on a suspended or cancelled licence).
You are not covered for vehicle damage if you:
Fail to notify Karmo of warning lights and fault messages on the vehicle’s display panel.
Become aware of low engine or brake oils or engine coolant levels and fail to notify Karmo.
Use the incorrect type of fuel.
Engage in any of the ‘Prohibited Activities’ listed below.
You are not covered for theft if the:
Vehicle was left unlocked when unattended.
Keys were given to a party not listed as an authorised driver.
Please read the Terms & Conditions in your Subscription Agreement for more information.