At Karmo, we understand that everyone's financial situation is unique, and we aim to provide our services to as many customers as possible. We do not require a traditional credit check as part of our application process. Instead, we focus on assessing your ability to pay for the service.

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To ensure we can make an informed decision and tailor our offerings to your specific needs, we kindly request that you provide us with a copy of your pay slip and a copy of your bank statement as part of the application process. These documents help us evaluate your financial capability to meet the payment requirements of the service.

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We value your privacy and treat all personal information with the utmost confidentiality. Rest assured that any documents you provide will be handled securely and used solely for the purpose of assessing your eligibility for our service.

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Our aim at Karmo is to make our services accessible to individuals from various financial backgrounds. By considering factors beyond just credit ratings, we strive to provide an inclusive and fair experience for all our customers.

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If you have any concerns or questions regarding our application process or the information we require, please don't hesitate to reach out to our customer support team at Karmo. We're here to assist you and provide the necessary guidance throughout the application process.

Thank you for considering Karmo. We look forward to helping you enjoy our services without the stress of credit checks!